Maybe you’ve spent a breezy fall day sipping on some wine and wondered…what would it take for me to make my own wine, to plant my own vineyard? Well the answer is a lot of money. Lets take California for example, famous for its Cabernet Sauvignon grapes. Operation costs alone for one acre of grapes in napa are over $30,000, after clearing the land pruning, irrigating, and disease and pest control. The grape growing game is one of much patience, since you do not actually harvest until year three, and you will need quite a few grand harvests to break even. In this business, having the finances can make, or break your dream, therefore agricultural loans are a viable and positive option for all aspiring winegrowers.
The process of getting an agricultural loan can be intimidating. American Ag Finance has what it takes to get winemakers through the complicated loan process. For 35 years, American Ag Finance has provided loans to American wineries and vineyards. Their loan experts have unequaled insight into specific needs customer might have and the requirements of the agricultural loan process.
Agricultural Loans are generally for 20 to 25 years. New vineyards can be high-risk investments because of the capital needed for establishment. Those new to the wine industry often forget about costs that are needed for years two and three before the vines really start producing. Loan rates can be adjustable or fixed, with monthly, bi-annual and annual payments.
The guys at American Ag Loans love what they do, and they genuinely appreciate the value the agricultural industry brings to our great nation. They understand that farming and growing is hard work, and when starting from scratch and in times of unyielding weather & struggling economies, the challenges are even greater. Their goal is to assist winegrowers in any way they can when it comes to financing and making the process easier for them, so they can focus on their day to day operations.
American Ag Finance’s products are designed to fit winegrower’s financial needs and enable them to grow their business in the easiest way possible.
Whether you want to start your own vineyard or go out and purchase one, the right financing will go a long way, and American Ag Finance has the right tools for the wine enthusiast in all of us.
For more information Contact Norman Peterson at (866) 446-1959 or visit their website www.americanagfinance.com
Cheers, your Kansas City Blog.