There isn’t a single time I purchase milk and imagine the process it went through to get to the store. Silly I know, but in all honesty its a lot! More and more young Americans are wanting to get into the business despite volatile prices, and it truly is a long-term investment. Depending on how much equipment and livestock you are willing to purchase you can start up with almost any amount of money.  A young dairy farmer that wants to establish him/herself with a statement facility can get started with as little as $175,000 which will cover start-up costs to rent or purchase land and a milking facility, initial feed costs, minimal machinery purchases and between 50-60 heads of livestock.  With this being said farm financing will be a must, unless they have that cash sitting in the bank.

Dairy farming can be a lucrative and rewarding business, but determining the amount of capital required to start a dairy farm can be a daunting task. In order to have a successful take off, you will need to know your fixed, variable, operating and depreciation costs; meaning rent, fuel, feed, fertilizer, maintenance, milking, veterinary bills, extra feeding costs, and your livestock & equipment depreciation.

The process of getting farm financing can be intimidating.  American Ag Finance has what it takes to get you through the complicated loan process. They provide loans for families in various states and provide loans to American farmers and rural communities including commercial farms and ranches.

Their mortgage experts have unparalleled insight into specific needs farmers might have and requirements of the agricultural loan process.

American Ag Finance has been in business for over 35 years, because they genuinely appreciate the value the agricultural industry brings to our great nation. They understand that farming is hard work, and in times of unyielding weather and struggling economies, the challenges are even greater.

Their goal is to assist American farmers in any way possible when it comes to financing, making the process easier for you , so you can focus on your day to day operations. Farm loans start at $150,000 with no maximum loan amount. These loans are typically for a period of 25 years, with options of monthly, semi-annually, or annual payments if situation allows.

Whether you want to start your own dairy farm or go out and purchase one, the right financing will go a long way, and American Ag Finance has the right tools for the milk craver in all of us.

For more information Contact Norman Peterson at (866) 446-1959 or visit their website www.americanagfinance.com

Showing you all options, for you and your dairy, your Kansas City Blog.