Top 10 Best Local Kansas City Banks

local banks kansas city

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Are you searching for local Kansas City banks or local “banks near me” in Kansas City?

Finding a bank that will meet all of your needs does not have to be difficult.

Whether you need a checking account or savings or both, there are many great local bank choices in the greater Kansas City area that offer a variety of services.

Finding the Best Bank in Kansas City for Your Needs

Is location important to you?

Maybe you prefer to do your banking online?

Many banks provide both to make it more convenient for their customers.

If a location near where you work or live is one of the considerations for choosing a bank, there are several with branches and ATMs in different areas of the city and neighboring communities.

Many people who work during the day look for a bank that has extended business hours.

Some banks are open later on Friday, and there are even some that have weekend hours. Customer service is another important aspect that people consider when choosing a bank.

They will often choose a smaller bank that has been in the community for many years for the personal service they provide.

With advanced technology and Internet opportunities available today, online banking is becoming more popular.

It is easier for people to access their account anytime day or night, pay bills, transfer money, and have paychecks and other payments automatically deposited.

Many of the best banks in Kansas City offer online banking in addition to the ability to do your banking in person.

Free checking is a service some banks provide. Others have plans that include a number of services for a monthly fee.

Some even offer cash incentives to open an account and interest-bearing checking accounts.

The following list includes some of the top choices of banks, many of which have been in the area for several years.

While this list is meant to be a guide, and should not substitute your own due diligence, it should help you get started in the gith direction.


The Top 10 Best Local Banks in Kansas City


Bank of Blue Valley

Named Forbes Best Bank in 2013, 2017, 2018, and 2019, Bank of Blue Valley’s parent company, Heartland Financial USA, Inc., is just as committed to community banking as Bank of Blue Valley. This is where their employees live, work, and play. They are active in the community, volunteering with many area projects, such as low-income housing. Locations in Leawood, KS and Lee’s Summit, MO offer convenience residents.

Providing personal and business checking and savings accounts, the employees of Bank of Blue Valley are customer-oriented. Many of them are friends and neighbors. When financial decisions need to be made, they are made at the local level rather than by a big company many miles away. This personal service is what makes Bank of Blue Valley a top choice among many residents of this area.

Bank of Blue Valley
2301 Burlington Street, Suite 110
North Kansas City, MO 64116
Phone: (816) 398-7625



Founded by Watt Webb in 1891, Mobank was Missouri Savings Bank and Trust when they located to Walnut Street in Kansas City in 1911. They continued to grow and in 2005 Kansas City Business Journal stated they have a “long tradition as one of the area’s best-performing banks.”

Providing personal and business accounts and online banking for residents of the Kansas City area, this bank also prides itself on supporting community efforts, both financially and by volunteering. They joined BOK Financial in 2017 and now provide a wider range of services for individuals and businesses.

7 W. 62nd Terrace
Kansas City, MO
Phone: (816) 881-6100


Commerce Bank

A member of the greater Kansas City area for over 150 years, Commerce Bank provides numerous services to individuals and businesses. From online banking to checking and savings accounts, investment management, loans, and industry solutions, this bank strives to provide their customers with the power to reach their goals.

Commerce Bank has 184 branches to better serve communities from Illinois to Colorado. They are very active in the community and support many charitable organizations. Volunteering and reinvesting in community efforts is just one of the ways of promoting the future of the communities they serve.

Commerce Bank
922 Walnut Street
Kansas City, MO
Phone: (816) 234-2250



Arvest started as a small town bank and although they have grown, they still retain the small town values. Originally started when the Bank of Bentonville was purchased in 1961, the purchase of another bank in Pea Ridge, Arkansa in 1963 and another in 1975 in Rogers, these banks became a network known as Arvest. Expanding into Missouri during the 1990s and 2000, Arvest had over 200 branches.

As they continued to expand, they moved into the Kansas City and Springfield, MO areas and offer residents many services including personal and business accounts, investments and trusts, home loans, and online banking. The employees of Arvest are very involved in the community and believe that the customer’s needs are always first.

1280 Grand Blvd.
Kansas City, MO 64106
Phone (866) 952-9523


Country Club Bank

Country Club bank was founded in 1953 as “Ward Parkway Bank” and changed its name to Country Club Bank in 1963. The bank has evolved from a single location commercial bank to full-service local bank with 19 locations around the metro area.  Country Club bank, through its own service offer and via affiliate partnerships, offers a wide array of banking services including provide trusts, investments, insurance and wealth management.

Country Club Bank
1 Ward Pkwy
Kansas City, MO 64112
Phone: (816) 931-4060


Lead Bank

As a bank that believes in strengthening communities, Lead Bank offers a variety of services. From business and personal accounts to lending solutions, cash management, and credit, they want to help area residents achieve present and future financial plans. They were awarded KC Chamber Top 10 Small Business of the Year Mr. K in 2018 and Lee’s Summit Chamber Truly the Best Business 2019.

Bank team members strive to give back to the community by serving and working in many area organizations and hold positions of leadership in more than 35. If you just have a quick question or need to speak with a team member, you can video chat, email, contact them by phone or stop in one of their convenient locations in Kansas City, Lee’s Summit, or Garden City.

Lead Bank
1801 Main Street
Kansas City, MO
Phone: (866) 845-9545



Founded in 1999, NBKC Bank has been highly rated by Bankrate, an independent comparison service, for soundness and safety. They were originally called Horizon National Bank, but changed to National Bank of Kansas City (NBKC) in 2015. They have four branches in the Kansas City area.

Their interest rates on savings and checking accounts are quite competitive. Keeping things simple, they offer only a few options for these types of accounts; however, they are not complicated and very easy to use. They also offer home loans and business accounts. Although they are an online bank, in addition to their local branches they have a headquarters located in Overland Park, Kansas.

8320 Ward Parkway
Kansas City, MO 64114
Phone: (816) 965-1400


Capitol Federal Savings Bank

Capitol Federal Savings Bank has had one philosophy since it was founded in 1893. It is “Safety in Savings, Sound Lending Policies, Quality Customer Service, and Commitment to Community.” Their headquarters is in Topeka, Kansas. With 44 branches and 10 locations in-store, they offer convenience to many areas of Missouri and Kansas.

The bank has a number of services including individual and business banking, commercial loans, small business loans, IRA, money market, and certificates of deposit. They are very active and involved in the communities they serve and established the Capitol Federal Foundation in 1999 to strengthen community quality of life through education, development, and housing.

Capitol Federal Savings Bank
4242 Main Street
Kansas City, MO 64111
Phone: (816) 584-4184


Landmark National Bank

Beginning in 1885 when the name was Manhattan Buildings & Savings Association, Landmark National Bank expanded and changed their name. Although they have grown, they still remain one of the highest quality banking and financial services to the communities they serve. They have been recognized with a 5-star rating by Bauer Financial for financial strength and stability.

Conveniently located to area residents in Overland Park, Landmark offers business and personal checking and savings accounts. They also provide home loans, investment services, credit cards, and online and mobile banking. They are owned by Landmark Bancorp, Inc. whose headquarters is in Manhattan, Kansas.

Landmark National Bank
8101 W. 135th Street
Overland Park, KS 66223
Phone: (913) 239-2700


Bank Midwest

Bank Midwest has taken a common-sense approach to bank since the beginning. They believe that each of their customers is more than a number. They are individuals with different needs that require unique solutions. As a division of NBH Bank, they operate several banks across Missouri, Kansas, Colorado, and Texas.

They provide personal, business, and commercial banking including checking, savings, credit cards, auto loans, mortgages, and home equity services. Business and commercial customers will find Bank Midwest provides many beneficial services such as investment and money market accounts. They also offer online banking for all their customers.

Bank Midwest
1111 Main Street
Kansas City, MO 64105
Phone: (816) 298-2100


Enterprise Bank & Trust

Enterprise Bank & Trust has headquarters in Clayton, Missouri and branch offices in Missouri, Kansas, Arizona, and New Mexico. They have offered their services for over 30 years to businesses and individuals. They provide numerous personal banking services from savings to checking accounts, estate planning, financial planning, and investment management. Businesses will find beneficial services as well.

Enterprise Bank & Trust believes that as a community bank they offer their clients the personalized service that big financial institutions cannot. They want to provide services that fit the unique needs of each individual. Rather than being just a bank, they invest in the communities they serve by supporting charities, investing in business networking, and promote strategies to improve these communities.

Enterprise Bank & Trust
1737 Main Street
Kansas City, MO 64108
Phone: (816) 531-5353


Now You Are Ready to Select the Best Local Kansas City Bank for Your Needs

Finding the right bank that provides everything you need is not always easy. Perhaps you don’t care about online banking as much as having personalized service. Many people are more at ease visiting their bank and seeing the same people each time.

If you ready to shop around and find the bank that offers you the best interest rates, banking options, and other services you may need, you will find this list will give you several good choices. They are trusted banks that have been in the community for many years and have earned a reputation for the quality of service they provide.

If you like this post you might want to check out our list of best Kansas City credit unions.



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